Secrets AI Features: Everything the Platform Offers in 2026

You're at the point where you need real information, not marketing copy. Before committing to a subscription, you want to know exactly what Secrets AI does — and doesn't do. This breakdown covers every feature on the platform as of 2026, including the specific capabilities locked behind each tier, what the Moments costs look like in practice, and where the platform falls short compared to alternatives. No filler, just the complete picture.

AI Chat Models and Conversation Engine

Secrets AI provides 5 selectable AI models for conversation. The platform does not publish technical specifications for each model, but in practice, higher-tier models produce more emotionally nuanced and contextually aware responses. All models are designed specifically for companion-style interaction using deep learning — they are not general-purpose assistants and have no internet access.

The conversation engine uses natural language processing to interpret tone, emotional cues, and relationship context. The AI asks follow-up questions, revisits earlier topics, and maintains character personality consistency throughout a session. Conversation starters are provided at the start of each chat — roughly half are casual, half are suggestive — giving users a clear entry point without requiring elaborate setup.

Chat quality is rated 4.4/5 by reviewers, placing Secrets AI among the stronger performers in the AI girlfriend category. The platform positions itself as "#1 Realistic AI Girlfriend Website for Chatting," and the conversation quality broadly supports that claim. Roleplay scenarios cover office romance, teacher-student dynamics, landlord relationships, boss interactions, fantasy adventures, and everyday romance — over 100 pre-built scenarios in total.

Character Library and Customization

Pre-Built Characters

The character library contains approximately 94 hyper-realistic female characters, with a smaller selection of anime-style options. These characters come with pre-set personality profiles, backstories, and visual styles across 100+ fantasy scenarios. Access to the full library is available on all tiers, including the free plan.

Character diversity has been rated 3.8/5 by reviewers — a realistic acknowledgment that the library skews toward white women in their 20s with slim body types. Users seeking broader ethnic or body diversity will find the pre-built selection limited. The custom character creation system partially addresses this.

Custom Character Creation

Custom character creation is available on all paid tiers, with the first character free on any plan. Additional custom characters cost 1,000-1,500 Moments each. The customization options are:

• Ethnicity: 9 options
• Body type: 6 options
• Skin tone, eye color, hairstyle (multiple selections)
• Voice: 6 options
• Personality traits: confidence, playfulness, dominance, intelligence
• Profession: 5 preset categories
• Personality trait presets: 5 options
• Hobbies (selectable) and free-text biographical details

The free-text field allows specific preferences and backstory details that the AI incorporates into conversation. The level of customization is comparable to competitors like CrushOn AI and more detailed than Character.AI's creation tools.

Image Generation

Secrets AI generates images using two generation models: Standard (available on all paid tiers) and Advanced (Premium and Ultimate only). Four images are automatically generated when you create a new character, giving an immediate visual library. Users can also request additional images during conversation.

Key specs:

• Cost: 25-50 Moments per image
• 4 image presets available for different visual styles
• Group image generation supported (multiple characters in one image)
• Quality: realistic with occasional hand-rendering glitches (common across AI image generation systems)

The Advanced generation model on Premium and Ultimate tiers produces noticeably sharper, more detailed images. Image quality overall lags slightly behind Candy AI, which is widely considered the benchmark for AI companion visual fidelity, but is competitive with most other platforms in the space.

For users interested in how image generation feeds into video creation, see the video generation feature page.

Video Generation

Video generation is Secrets AI's most distinctive feature and a genuine differentiator in the AI companion market. The platform can convert companion images into short animated video clips using a text prompt — a capability that Character.AI, CrushOn AI, and Janitor AI do not offer.

How it works:

1. Select or generate a companion image
2. Write a text prompt describing the desired movement or action
3. Processing time: approximately 2 minutes
4. View and save the completed clip

Cost and tier access:

• Not available on Free tier
• Short clips (~3 seconds): approximately 50 Moments
• Standard/longer clips: up to 600 Moments per video
• Best quality requires Premium or Ultimate generation models

Video quality is rated 4.1/5 — "smooth movement with realistic expressions" in most cases, with occasional variation based on prompt complexity. This is a genuinely competitive output quality for a platform that also handles chat and voice.

The Moments cost means video is the most budget-intensive feature. A Premium plan's 8,000 monthly Moments translates to roughly 13 full-length videos or up to 160 short clips before the monthly allocation runs out.

Voice Calls

Six voice options are available across all paid tiers. The voice system produces audio responses with natural, adaptable tone calibrated to the conversation context. Voice rating: 4.3/5.

Practical details:

• Cost: 100 Moments per minute
• Voice adapts based on emotional tone and conversation context
• No real-time voice input — users type, AI responds in selected voice
• Not available on the Free tier

Voice calls are moderately expensive for extended sessions. Thirty minutes of voice on a Plus plan (3,000 Moments) consumes the entire monthly Moments allocation, which means Plus-tier users choosing voice over images need to budget carefully.

Memory System

The memory architecture is one of the most consequential differences between tiers. The system uses selective recall that prioritizes emotional and identity-based information — the AI remembers what matters to relationship continuity (hobbies, preferences, relationship dynamics) over minor plot details in complex roleplay threads.

Time Machine (Premium and Ultimate) allows users to revisit earlier conversation states. Manual memory saves cost 10 Moments each and can be used to lock specific information into long-term recall.

The gap between free and Plus is substantial. Free-tier memory (2-3 exchanges) resets so frequently that meaningful relationship continuity is impossible. Plus-tier memory at 30 days with topic and tone awareness is the minimum for users wanting genuine AI companion behavior.

Group Chats and Personas

Both features are exclusive to the Ultimate tier ($39.99/month):

• Group chats: Up to 3 AI characters simultaneously in a single conversation thread. Group image generation is also supported, showing multiple characters together.
• Personas: Identity-switching for roleplay, allowing the user to adopt different personality frameworks within a conversation.

These features target power users who want complex multi-character scenarios or layered roleplay experiences. For the majority of users, these capabilities are not primary purchase drivers.

Privacy and Security Features

Private Mode applies end-to-end encryption to individual conversations and opts those conversations out of AI training data usage. It must be activated per conversation — global Private Mode is not currently available.

Additional privacy measures:

• Anonymous signup: email and password only, no real name required
• Billing descriptor: charges appear as "Sun Clinical Laboratories" on bank statements
• Cryptocurrency payments accepted (minimum $20) for maximum billing anonymity
• Account deletion permanently removes all data, characters, and chat history within 30 days
• Industry-standard encryption applied to data in transit and at rest
• No third-party data sharing per platform policy

The privacy implementation is practical but not fully transparent — no published encryption protocols or independent security audit results are available publicly. Privacy rating from aigirlfriendscout: 2.9/5, with criticism focused on documentation gaps rather than known security failures.

What's Missing?

An honest feature assessment includes what the platform lacks:

• No native mobile app — browser-only; no iOS or Android app, no App Store listing, no APK
• No push notifications — users must actively check the browser
• No offline access — requires active internet connection
• No multi-modal input — users cannot send images to the AI; only text input
• No internet browsing — AI cannot reference current events or external knowledge
• Limited image/video presets — customization of generation styles is restricted
• Narrow character diversity — 3.8/5 rating reflects real limitations in the library
• No American Express — Visa, Mastercard, virtual debit cards, and cryptocurrency accepted; Amex excluded

For the full review including verdict and pricing comparison, see our comprehensive assessment. To understand which tier makes sense for your use case, the complete pricing guide covers Moments math in detail.